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Energy in Social Housing: Standards, Upgrades and Tenant Rights

Is your home cold, damp or mouldy? Who pays for insulation or a heat pump? Can your landlord move you or charge you for upgrades?

Social housing must meet certain energy standards, and your landlord has clear duties on damp and mould. Grants and funding vary across the UK, and knowing your rights helps you push for repairs and better heating.

Sources last checked 7 October 2026

On this page
  1. Tenant Energy Efficiency Basics
  2. Awaab's Law Damp and Mould
  3. Insulation Before Heating
  4. Shared Ground Loops in Practice
  5. Grant Funding by UK Nation
  6. EPC Ratings and Reform
  7. Reporting Problems and Evidence
  8. Energy Self Sufficiency

Social housing is, by the standards of the wider housing stock, already among the more energy efficient parts of it. In Scotland, 85% of homes in the social rented sector already achieve an energy efficiency rating of EPC D or above, and the Scottish Government describes the sector as some of the most energy efficient in the country1. Across the UK as a whole, the government has committed to requiring all social housing to meet an EPC rating of at least C or equivalent by 20302. In Scotland the bar is set higher still: under the Energy Efficiency Standard for Social Housing 2, all social housing must meet, or be treated as meeting, EPC Band B, or be as energy efficient as practically possible, by the end of December 20323.

For a tenant, this matters in three ways. It sets what a landlord must deliver and by when; it shapes which grants the landlord can draw on to pay for insulation and heating work; and it gives the tenant grounds to complain when a home falls short. The Energy Efficiency Standard for Social Housing was introduced, in the Scottish Government's own words, "to improve the energy efficiency of social housing in Scotland and to help reduce energy consumption, fuel poverty and the emission of greenhouse gases"3. The same logic now runs through UK-wide policy, with dedicated funds for social homes in England, Wales and Scotland, and a new legal duty on damp and mould that applies to social landlords first.

What tenants should know about energy efficiency in social housing

A social tenant does not choose the boiler, the insulation or the heating system: the landlord does. Energy efficiency in this sector is therefore a question of what the landlord is required, funded and incentivised to do, and what the tenant can demand when it is not done.

The framework differs by nation. In Scotland, the Energy Efficiency Standard for Social Housing (EESSH) has applied since 2015 and "aims to encourage landlords to improve the energy efficiency" of social rented homes7. Its first milestone required social landlords to reach an energy efficiency rating equivalent to EPC band C and D by 2020, with the deadline of 31 December 2020 for social rented homes3. The second stage, EESSH 2, requires all social housing to meet, or be treated as meeting, EPC Band B, or to be as energy efficient as practically possible, by the end of December 2032, within the limits of cost, technology and necessary consent3. The Scottish Government's Heat in Buildings Strategy frames minimum energy efficiency standards across private-rented, owner-occupier and social housing9, and commits plainly: "We will support social housing landlords. Social homes will be upgraded to use energy in the best way."10

In England, the Social Housing Decarbonisation Fund pays for energy performance measures in social homes4. Its first wave saw energy performance improvements in up to 20,000 social housing properties, and Wave 2.1 will see proposed improvements to around 90,000 social homes4. Scotland's wider housing commitment runs alongside EESSH: 110,000 energy efficient, affordable homes by 2032, at least 70% of them in the social rented sector and 10% in remote, rural and island communities11.

For tenants, the practical meaning is a home that is cheaper to heat and healthier to live in, delivered on a timetable the landlord does not control. The limits are equally practical: the work happens when the landlord secures funding, and a tenant's influence runs through reporting, consultation and complaint rather than through choice of technology.

A small white smart-home sensor mounted on a wall next to a black-framed mirror in a house hallway
A wall sensor helping to monitor damp in the home Image: blog.wondrwall.co.uk

Awaab's Law, named after two-year-old Awaab Ishak, who died in 2020 after prolonged exposure to mould in his social rented home, puts fixed response times for housing hazards directly into tenancy agreements. It applies to social housing first, and it changes what a tenant can expect when they report damp, mould or another hazard: an investigation within set timescales, a written summary of findings and intended steps, and emergency action where there is an immediate risk.

The law is being brought in phases. Phase 2 comes into effect on 30 November 2026 and expands the hazards covered, applying the same immediate response times to electrical faults, risks of falling, structural defects, excess cold and heat, fire risks and pest infestations6. Phase 3, in 2027, covers all remaining hazards under the Housing Health and Safety Rating System that present a significant risk of harm, except overcrowding12. The significance for tenants is that the duty is no longer a general obligation to keep a home fit: it is a set of deadlines a landlord can be held to, and a written record a tenant can point to.

Damp and mould sit alongside wider safety duties that already bind social landlords. Guidance on electrical safety standards in the private and social rented sectors is written for "landlords, tenants and local councils" and sets out what must be checked and when13. Tenants who want the detail on the damp and mould regime itself, including evidence-gathering, can read the site's page on damp and mould in rented homes, and the wider duties are covered under landlord duties on energy, heating and home safety.

Upgrading social homes: insulation before heating systems

Retrofit in social housing follows a pattern most landlords describe as fabric first: reduce the heat a home loses before changing how heat is generated. The measures are consistent across the UK. Retrofitting includes "insulating roofs, walls and floors; replacing windows; improving ventilation; draught-proofing; installing efficient heating and hot water system; renewable energy e.g. solar panels"14.

A before-and-after cutaway diagram of a house showing retrofit improvements such as insulation, solar panels, LED lighting and heat pumps
A before-and-after cutaway diagram of a house showing retrofit improvements such as insulation, solar panels, LED lighting and heat pumps. Image: Low Carbon Hub

The funding schemes encode the same logic. The Warm Homes: Social Housing Fund's non-social measures are "available for insulation, associated ventilation, and communal low carbon heating", with additional measures on an exceptional basis with justification15. Its low carbon heating technologies are limited to air source heat pumps, ground source heat pumps, shared ground loops, and heat network connections15. Wave 3 of the fund also encourages innovation in how retrofit is designed and monitored, including "using smart technology, sensors and/or monitoring platforms to collect relevant real-world data" from the properties being retrofitted, building information modelling to design retrofit solutions, and energy efficiency measurement and electricity demand management tools to optimise energy usage, including reducing peak demand15.

In Wales, the Optimised Retrofit Programme funds "insulation, efficient heating systems and renewable energy installations in social housing", and social landlords working through the programme "monitor health indicators such as mould and moisture levels" in the homes they upgrade16. In Northern Ireland, Belfast City Council signposts grants for householders to make homes more energy efficient by installing loft and cavity wall insulation and a new boiler or heating system17. In England, ECO4, the energy company obligation, also delivers measures into social housing, with its own rules on which measures qualify: a district heating connection using shared ground loops installed in social housing at SAP Band D "needs to be an innovation measure"18.

For a tenant, the practical signs of a fabric-first retrofit are scaffolding and external wall insulation, new windows, better ventilation, and only then a change of heating system. The order matters: a heat pump installed in a poorly insulated home performs worse and costs more to run, so a landlord skipping the fabric stage is storing up problems for the tenant's bills.

Shared ground loops: strong in theory, scarce in practice

A shared ground loop is a communal ground array, typically boreholes serving several homes, with each home keeping its own ground source heat pump. It is the configuration that makes ground source heat pumps plausible for streets, terraces and blocks of flats where no single home has the space or the budget for its own array. The Warm Homes: Social Housing Fund counts shared ground loops among its eligible low carbon heating technologies15, and the Boiler Upgrade Scheme pays the ground source grant for systems "including water source heat pumps and those on shared ground loops"19.

The numbers, however, show how rare these schemes still are. By early 2024, only 17 grants had been paid for shared ground loop ground source heat pumps under the Boiler Upgrade Scheme since it launched20. Ground source heat pumps as a whole account for a small fraction of the scheme: 2,388 voucher applications were received between May 2022 and July 2026, against 140,474 for air source heat pumps, and 1,567 ground source redemptions were paid against 88,092 for air source, in England and Wales19.

Two named programmes show what the model can do. Heat the Streets in Cornwall was a shared ground loop retrofit programme, one of the first at scale in the UK, connecting homes on a street to a communal array. Daisyfield, a Together Housing scheme, delivered shared ground loop ground source heat pumps into social housing; accounts of its completion date differ, with one placing it in November 2020 and another in early 2021. The reported outcomes of such schemes are the point of the next section, but the headline is that shared ground loops remain a niche: technically eligible for grant support, actively funded in social housing programmes, and yet barely visible in the national installation statistics.

For a social tenant offered a shared ground loop, the questions worth asking are practical: who owns and maintains the array, what happens to the heat pump in the home if a neighbour's system fails, and how the landlord has accounted for the ECO4 innovation requirement if the home is at SAP Band D18.

Who funds the grants across each UK nation

An installer in plain work clothing laying insulation rolls between loft joists while a second installer injects insulation through a drilled hole in the external cavity wall of a social home, with a ladder against the house.
Insulation being installed in a social home

The tenant does not pay for retrofit in a social home; the landlord does, usually with grant support. What varies is which scheme, and how much of the cost the grant covers.

In England, the Social Housing Decarbonisation Fund supports the installation of energy performance measures in social homes, with Wave 1 reaching up to 20,000 properties and Wave 2.1 around 90,0004. The Warm Homes: Local Grant, delivered through bodies such as the Greater Manchester Combined Authority, funds "energy performance improvements and low carbon heating improvements with the aim of achieving energy bill savings", with eligible heating measures including air source heat pumps, ground source heat pumps, high heat retention storage heaters and shared ground loops21. Its rules for social housing are explicit: "Social housing landlords must also contribute at least 50% of the total cost of upgrades."22 Under the Warm Homes: Social Housing Fund's on-gas-grid low carbon heating incentive offer, up to 10% of homes in an application can gain access to a £20,000 grant fund per home15.

In Wales, the Optimised Retrofit Programme funds insulation, efficient heating systems and renewable energy installations in social housing, with the Welsh Government having boosted funding for "warmer, cheaper social homes"16. In Scotland, social landlords work within EESSH and the wider Heat in Buildings Programme, which sets minimum energy efficiency standards for all homes by the end of 203323. In Northern Ireland, grant support for home energy efficiency is signposted at council level17.

The Boiler Upgrade Scheme sits alongside these for individual installations in England and Wales. A ground source heat pump can receive a £7,500 grant, with the voucher valid for 6 months5. Official guidance issued on 21 July 2026 gives differing figures for the ground source grant, £7,500 in the installer guidance and £9,000 in another official document of the same date, and the two have not been reconciled5. Installation itself is usually straightforward in planning terms: "The installation of a ground source heat pump or a water source heat pump on domestic premises is usually considered to be permitted development", though in a listed building or conservation area the council should be contacted to check local requirements25.

Regional pilots add a further layer. The West Midlands Combined Authority's devolved retrofit pilot lists its primary outcomes as "fuel poverty alleviation (homes only) and reductions in carbon emissions (homes and public sector buildings)"26, a statement of what the money is for that tenants can hold landlords to when results are reported.

EPC ratings and the push for reform

The standards a social home must meet are set to tighten across the decade, and the way they are measured is about to change.

The UK-wide commitment is EPC C or equivalent for all social housing by 20302. Scotland goes further: EESSH 2 requires EPC Band B, or as energy efficient as practically possible, by the end of December 20323, and the earlier consultation proposed that no social housing should be let after 2025 if its energy efficiency rating is lower than EPC D1. Private rented homes face their own deadlines: EPC C or equivalent by 2030 in England2, and in Scotland proposed legislation would require private landlords to meet a minimum energy efficiency standard by the end of 20281. The Heat in Buildings Bill consultation proposes that homeowners ensure their homes meet a reasonable minimum energy efficiency standard by 203327, with minimum standards for all homes by the end of 203323.

Tenements and flats get a phased approach in Scotland. At phase 1, individual flats within tenement buildings would be required to meet new energy efficiency standards where feasible and cost-effective, alongside the rest of the housing stock, and some tenement types may not initially be asked to replace fossil fuel systems until more suitable options are offered. At phase 2, all individual flats could be required to meet both the energy efficiency standards and use a zero direct emissions heating system28. The Heat in Buildings Bill also provides a driver for improvement of energy efficiency standards in the domestic stock before 2033, with social housing excepted because EESSH already covers it29.

The measurement itself is under review. A post-implementation review of the Energy Performance of Buildings Regulations 2012 covered the 5-year period from January 2013 to January 201830, and the EPC system is due to be reformed from the second half of 2027, when the single efficiency score is replaced by four headline metrics31. Official statistics on the energy efficiency of housing in England and Wales, released on 28 October 2025 after a delay "due to a data quality issue discovered during quality assurance"32, cover energy efficiency of dwellings, estimated CO2 emissions and main fuel type of central heating by property type, tenure and whether new or existing33, with the next release in October 202632. An EPC itself "provides an assessment of your home's energy efficiency"34, and building regulations guidance, including the Welsh consultation version of Approved Document L Volume 1, continues to set the technical requirements behind new work35.

Reporting problems, gathering evidence and where tenant rights stop

A simplified isometric tenant seated at a table in their living room writing a dated written report of damp and mould on a sheet of paper, with a damp-stained, mouldy wall corner visible nearby and an envelope ready for posting to the landlord.
A tenant writing a report of damp

A social tenant's rights on energy are strongest where they are specific. Awaab's Law gives fixed timescales for investigating and acting on hazards, and a written summary the tenant can keep6. Electrical safety guidance sets out duties for landlords that tenants and councils can check against13. EESSH and the EPC C target give a standard a home can be measured against3.

The process for a tenant is straightforward in outline:

  1. Report the problem in writing to the landlord, with dates and photographs.
  2. Ask for the written summary of findings and intended steps that Awaab's Law requires for reported hazards6.
  3. Check the home's EPC on the national register; an EPC "provides an assessment of your home's energy efficiency"34.
  4. If the landlord does not act, escalate to the relevant ombudsman or, for hazards, the council's environmental health team.

The limits are real. A tenant cannot insist on a particular technology, only on outcomes: a home that meets the standard, is free of hazards within the statutory timescales, and is safe. Consultation on retrofit and heating changes is a matter for the landlord's tenant engagement, not a statutory veto. And the funding timetable is the landlord's to manage: a tenant can ask which scheme is paying for the work and what it requires, but cannot compel an application. Tenants in other tenures have parallel protections, covered in the site's pages on renting and home energy and on asking a landlord for energy improvements.

How this affects a household's energy self sufficiency

Social housing sits in an unusual position on energy independence. The landlord, not the tenant, decides the heating system, the insulation and whether solar panels go on the roof. That removes choice, but it also removes cost: the capital outlay for a heat pump, external wall insulation or a shared ground loop is the landlord's, supported by the funds described above4. A tenant in a well-retrofitted social home gains much of what energy independence delivers in practice, lower bills and a home that holds its heat, without the five-figure investment an owner would face.

The dependence that remains is worth naming. The tenant depends on the landlord's funding pipeline and its timetable, which run to 2030 in England and 2032 in Scotland2. A home heated by a heat pump depends on electricity, and so on the grid and the household's supplier, even when the heat itself is drawn from the ground. A shared ground loop adds dependence on a communal asset maintained by the landlord. And the whole framework depends on standards being enforced: the EPC register, the ombudsman, and Awaab's Law's deadlines only protect a tenant who uses them6.

The direction of travel is nonetheless clear. Social housing is being pushed, by EESSH 2, the EPC C target and the decarbonisation funds, toward homes that need less energy, lose less heat and can be heated without fossil fuels3. For a household that rents from a council or housing association, the practical task is not to fund the transition but to hold the landlord to it: report hazards, check the EPC, ask which grant is paying for the work, and use the deadlines the law now sets.

Sources35 sources
  1. Energy Efficiency in Homes, Scottish Government policy, Scottish Government, 2026
  2. Accelerating to Net Zero: responding to the CCC progress report, UK Government, 2024
  3. Energy Efficiency in Social Housing, Scottish Government policy, Scottish Government, 2026
  4. Social Housing Decarbonisation Fund collection, UK Government, 2024
  5. Boiler Upgrade Scheme guidance for installers, v5.1, Ofgem, 2026
  6. Awaab's Law Phase 2 timeframes, Chameleon Technology, 2026
  7. Energy Efficiency Standard for Social Housing: guidance for social landlords, Scottish Government, 2019
  8. Energy efficiency of domestic private rented property in Scotland: partial BRIA, Scottish Government, 2025
  9. Heat Buildings Strategy: Fairer Scotland Duty assessment summary, Scottish Government, 2021
  10. Heat in Buildings Strategy: easy read, Scottish Government, 2022
  11. Tackling Fuel Poverty in Scotland: periodic report 2021 to 2024, Scottish Government, 2025
  12. Awaab's Law summary: essential guide for housing providers, Chameleon Technology, 2026
  13. Electrical safety standards in the private and social rented sectors: guidance, UK Government, 2025
  14. Do you need planning permission for retrofitting, South Oxfordshire District Council, 2025
  15. Warm Homes: Social Housing Fund Wave 3 scheme guidance addendum, UK Government, 2026
  16. Welsh Government boosts funding for warmer, cheaper social homes, Welsh Government, 2025
  17. Home heating, Belfast City Council, Belfast City Council, 2026
  18. Summary of updates to ECO4 delivery guidance and measures table, Ofgem, 2026
  19. Boiler Upgrade Scheme statistics, July 2026, UK Government, 2026
  20. Boiler Upgrade Scheme quarterly report, issue 7, Ofgem, 2024
  21. Warm Homes: Local Grant, Greater Manchester Combined Authority, Greater Manchester Combined Authority, 2026
  22. Warm Homes: Local Grant policy guidance, July 2026, UK Government, 2026
  23. The Heat in Buildings Programme, Scottish Government policy, Scottish Government, 2026
  24. Boiler Upgrade Scheme guidance for installers, V5, Ofgem, 2026
  25. Heat pumps: permitted development, Planning Portal, Planning Portal, 2026
  26. WMCA devolved retrofit pilot FAQs, West Midlands Combined Authority, 2026
  27. Proposals for a Heat in Buildings Bill, consultation, Scottish Government, 2026
  28. Tenements short life working group: energy efficiency and zero emissions heating final report, Scottish Government, 2023
  29. Changing the way we heat our homes: Heat in Buildings Bill strategic environmental assessment, Scottish Government, 2023
  30. Energy Performance of Buildings Regulations 2012: post-implementation review 2018 to 2023, UK Government, 2026
  31. EPC C meaning: what it is and why it matters for landlords, Chameleon Technology, 2026
  32. Energy efficiency of housing in England and Wales: 2025 release, Office for National Statistics, 2025
  33. Energy efficiency of housing, England and Wales: five years rolling dataset, Office for National Statistics, 2025
  34. Energy efficiency advice and assessment: solar photovoltaic panels, London Borough of Bromley, 2026
  35. Approved Document L Volume 1: consultation version, Welsh Government, 2025

Questions

Some answers here, the rest on their own pages.

How quickly must a social landlord respond to a report of damp or mould?

Awaab's Law puts fixed response times into landlords' tenancy agreements. A reported hazard must be investigated within set timescales, and where there is an immediate risk to health or safety the landlord must act within 24 hours. Landlords must also give tenants a written summary of the findings and of the steps they intend to take. Phase 2, from 30 November 2026, extends the same immediate response duty to electrical faults, excess cold and heat, fire risks, structural defects and pest infestations.

What is the 24-hour emergency rule under Awaab's Law?

Where a hazard presents an immediate and significant risk to a tenant's health or safety, the landlord must take action within 24 hours of being told about it. From 30 November 2026 this emergency response applies to a wider list of hazards, including electrical faults, risks of falling, structural defects, excess cold and heat, fire risks and pest infestations. From 2027, Phase 3 brings all remaining hazards under the Housing Health and Safety Rating System into scope, except overcrowding.

Who pays for a heat pump in a social rented home?

The landlord pays. Social landlords fund heat pumps through schemes such as the Social Housing Decarbonisation Fund in England, the Optimised Retrofit Programme in Wales and the Social Housing Net Zero Heat Fund in Scotland, often with grant support. Under the Warm Homes: Local Grant, social housing landlords must contribute at least 50% of the total cost of upgrades. Tenants are not asked to pay for the installation itself, though heating bills remain the tenant's responsibility.

How much grant can a ground source heat pump receive, and how long is the voucher valid?

Under the Boiler Upgrade Scheme, a ground source heat pump, including water source heat pumps and those on shared ground loops, can receive a £7,500 grant, and the voucher is valid for 6 months. Official guidance issued on 21 July 2026 also contains a figure of £9,000 for the same date, and the two figures differ. The scheme is open in England and Wales; vouchers are redeemed once the installation is complete.

What happened in the Heat the Streets scheme in Cornwall?

Heat the Streets was a shared ground loop retrofit programme in Cornwall, one of the first at scale in the UK. Shared ground loop installations remain rare nationally: by early 2024 only 17 grants had been paid for shared ground loop ground source heat pumps under the Boiler Upgrade Scheme since it launched. The wider picture is that ground source heat pumps account for a small share of the scheme, with 2,388 voucher applications received between May 2022 and July 2026.

Can a shared ground loop work for a block of flats?

Yes, in principle. A shared ground loop connects multiple homes, including flats, to a communal ground array, with each home keeping its own heat pump. The Warm Homes: Social Housing Fund counts shared ground loops among the eligible low carbon heating technologies, and the Boiler Upgrade Scheme pays the ground source grant for systems on shared ground loops. Under ECO4, a shared ground loop installed in social housing at SAP Band D must be an innovation measure, which limits where it can be used.

How do I check my home's EPC rating and what improvements count?

An Energy Performance Certificate provides an assessment of your home's energy efficiency and is held on the national register, where you can search by postcode. Typical improvements that lift a rating include insulating roofs, walls and floors, replacing windows, improving ventilation, draught-proofing, installing an efficient heating and hot water system, and renewable energy such as solar panels. The ratings system is due to be reformed from the second half of 2027, when the single efficiency score is replaced by four headline metrics.

Does Awaab's Law apply to private renters?

Awaab's Law applies to social housing first, with its phased hazards coming into force across 2026 and 2027. Private renters have their own protections: the government plans to prevent landlords renting out homes below an EPC rating of C or equivalent by 2030, and in Scotland proposed legislation would require private landlords to meet a minimum energy efficiency standard by the end of 2028. Private tenants also have the right to a home fit for human habitation and to report hazards to their council.

The Renters' Rights Act and Home Energy in EnglandThe Decent Homes Standard and Its EquivalentsWhat are the new energy efficiency standards for privately rented homes in Scotland?What measures can I get a grant for under Warmer Homes Scotland?Warm Homes: Local Grant Eligibility and Income LimitsThe Repairing Standard for Rented Homes in Scotland