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England and Wales

So Energy and Hometree partnership begins with Home Cover launch

So Energy and Hometree Finance launched a solar payment plan letting homeowners in England and Wales spread installation costs from £75 a month over five to twenty-five years.

A newspaper on a kitchen table beside a model of energy suppliers

So Energy has announced the launch of a solar power payment solution in partnership with Hometree Finance, allowing homeowners to spread the cost of installing solar panels from as little as £75 per month1. The announcement was published in March 2025, and states that So Energy's partnership with Hometree began in 2023 with the launch of its Home Cover offering1.

Under the arrangement, consumers can spread the cost of their solar panel installation over 5 to 25 years through what the company describes as a solar lease1. The plan includes all-inclusive cover for maintenance and repairs throughout the contract lifetime, and full replacement protection that promises to replace any equipment that fails during the plan term at no extra cost1. So Energy says installation is carried out by its own engineers within 4 to 6 weeks1.

The Solar Plan is available to both new and existing So Energy customers in England and Wales1. Consumers complete a short home survey and can then apply online through Hometree Finance, with offers subject to status and finance agreement1. The company states that customers can save up to 70% on their energy bills by using the energy they generate through their panels, and that the average home in the UK can save around one tonne of carbon per year by installing solar panels, citing the Energy Saving Trust1.

"We are so excited to be announcing the launch of the Solar Plan in partnership with Hometree, one of our long-standing partners in home cover, to bring solar power closer to home for our customers."
Ben Smith, Head of Solar and Storage at So Energy1

Nick Bellman, Group Director of Business Development at Hometree, said the upfront cost of solar is a barrier for many homeowners and that spreading payment while customers benefit from energy savings would make installations accessible to more households1.

ItemDetail
Monthly costFrom £75 per month, price varies1
Term5 to 25 years1
CoverMaintenance and repairs for contract lifetime; replacement of failed equipment at no extra cost1
AvailabilityNew and existing So Energy customers in England and Wales1
InstallationBy So Energy engineers within 4 to 6 weeks1

Why it matters for households

For a household weighing up solar panels, the upfront cost is usually the deciding factor, and this plan converts that into a monthly payment over a term of up to 25 years. The maintenance and replacement cover included for the contract lifetime addresses the repair risk that comes with owning generation equipment. The claimed saving of up to 70% on energy bills applies to the energy a household uses from its own panels, not to the whole bill, and the £75 figure is a starting point that varies with the personal quote1. The arrangement is a finance agreement, so it is subject to status, and the total paid over the term is not stated in the announcement. Households comparing energy suppliers on price alone will find this offer sits alongside the supply contract rather than replacing it.

What happens next

Applications are open now through Hometree Finance, following a short home survey1. No closing date or end date for the offer has been reported.

Sources1 cited
  1. So Energy Hometree Solar Plan, webflow.so.energy